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Knowledge Builds Trust, Trust Builds Business
In benefits compliance, knowledge isn’t just power; it’s trust. Discover how building a culture of continuous learning helps agencies strengthen relationships, stay compliant, and stand out with BCS Transform.
Holly Soule
Oct 20, 20252 min read
MLR Rebates Reminder for Employers
Health insurance carriers must issue Medical Loss Ratio (MLR) rebates by September 30. Brokers should remind employers that they have 90 days to decide how participant portions are handled. Learn the rules, options for distribution, and how to guide clients through this compliance step during busy Q4.
KC Rippstein
Sep 8, 20253 min read
Can an employer give better benefits or contributions to certain employees?
Whenever an employer wants to vary employer contributions or benefits for different classes of employees, and also allows pre-tax...
Sarah Borders
Aug 27, 20192 min read
SPDs can be sent electronically only under certain conditions
The DOL safe harbor describes certain circumstances where ERISA plans may disclose documents electronically, including the Summary Plan...
Sarah Borders
May 5, 20192 min read
Retroactive enrollments violate cafeteria plan rules
Contrary to what’s commonly done in practice, Section 125 requires that employers only permit employees’ election changes on a...
Sarah Borders
Apr 13, 20192 min read
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