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One Big Beautiful Bill: IRS Guidance Brokers Must Understand on HSA Changes
The One Big Beautiful Bill expanded HSA flexibility, but IRS Notice 2026-5 adds critical detail brokers must understand. From retroactive telehealth relief to new rules for Direct Primary Care and Bronze plans, this guidance affects plan design, payroll treatment, and employee communications heading into 2026.
KC Rippstein
Dec 19, 20254 min read


One Big Beautiful Bill: What Brokers Need to Know
The One Big Beautiful Bill Act is now law, impacting HDHPs, FSAs, HSAs, and telehealth benefits starting in 2025 and 2026. Brokers must act fast: update HDHP docs, refresh ICHRA illustrations, prep Dep‑Care FSA changes, and guide clients on DPC/HSA pairings. Getting ahead now means confident renewals later.
Sarah Borders
Jul 30, 20253 min read


What on earth does an "omnibus bill" have to do with health insurance ?
One of the biggest rules with HSAs is "no first-dollar coverage." In other words, there's very few items that can be covered with no cost...
Sarah Borders
Jan 6, 20231 min read


Sarah Borders
May 2, 20220 min read
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