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Court Strikes Down 2017 Rules Expanding Contraceptive Mandate Exemptions
On August 13, 2025, a federal trial court struck down the 2017 rules that had expanded employer exemptions from the ACA’s contraceptive mandate. The court ruled the exemptions were arbitrary and capricious, leaving only narrow religious exemptions and an accommodation process in place. Employers who relied on the 2017 rules must now reassess compliance strategies, either providing coverage or working through the formal accommodation process.

Sarah Borders
Aug 29, 20253 min read



Sarah Borders
Dec 1, 20200 min read


How does diagnosis and treatment of the coronavirus (COVID-19) apply to group health plans?
On March 5th, CMS released guidance related to federal rules governing health insurance coverage for coronavirus (COVID-19). Diagnosis...

Sarah Borders
Mar 8, 20202 min read


New state employer health coverage reporting is here!
By now, most employers have a pretty good handle on their IRS ACA reporting obligations. However, employers may not realize that several...

Sarah Borders
Feb 17, 20202 min read


Can an employer implement a Spousal or Dependent Surcharge or Exclusion?
Let's start by clarifying: there is a significant difference between spousal surcharges and spousal carve-outs. Let's learn more.

Sarah Borders
Nov 21, 20194 min read


Watch out for tobacco surcharges
Wellness programs are a popular method used to control claims costs, but many don’t realize that these programs are highly regulated. ...

Sarah Borders
Aug 19, 20193 min read
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