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Sarah Borders
- Jun 13
- 2 min
Can you terminate COBRA due to Medicare enrollment?
When any qualified beneficiary (including the covered employee) is entitled to Medicare before electing COBRA, he or she still has the...

Sarah Borders
- Mar 11
- 3 min
Can we just force Medicare-aged participants off the plan?
The Medicare Secondary Payer rules (MSP) prohibit an employer with 20 or more employees from excluding an employee or spouse age 65 or...

Sarah Borders
- Feb 7
- 3 min
The ACA's look-back measurement period
Applicable large employers with 50 or more full-time employees, including equivalents, must offer full-time employees minimum value,...

Sarah Borders
- Jan 17
- 2 min
OTC Covid Test Coverage: What are the exceptions?
On Jan 10, 2022, the DOL issued FAQ guidance requiring ALL health plans and issuers (fully-insured or self-insured) to reimburse or...

Sarah Borders
- Jan 6
- 2 min
Compensation disclosures: finally some actionable info
The recent Field Assistance Bulletin released by the US Department of Labor had in it clarification as well as further complexity when it...

Sarah Borders
- Dec 23, 2021
- 0 min