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ACA relief in 2025? Well, kind of...
The Affordable Care Act (ACA) reporting requirements have seen significant updates, and these changes directly impact how many of your...

Sarah Borders
Jan 27, 20252 min read


Deja Vu: COBRA timelines paused for hurricane disaster relief
While the wrath of Hurricanes Helene and Milton will be felt by its victims for years to come, the impact also extends to employer health...

Tyler Borders
Nov 20, 20241 min read


New Fixed Indemnity Notice Required for 2025 Plan Years
When preparing your notices, don't assume that things are the same every year. It's always a good idea to check what rules and requirements

Sarah Borders
Nov 12, 20241 min read


What is a Wrap Plan Document: 2026 Guide to Simplified Benefits Compliance
Quick Answer In a single year, the Department of Labor collected over $1.43 billion in fines and penalties related to employee benefit plan violations. Many of those penalties stem from missing or incomplete plan documentation. In 2026, a properly drafted Wrap Plan remains one of the most practical ways you can help employer clients reduce ERISA exposure and simplify benefits compliance. Why This Still Gets Missed in 2026 You are managing renewals, affordability testing, 1094

Sarah Borders
Sep 13, 20244 min read


Creditable Coverage Status Notices: Big Changes Coming in 2025
Medicare Part D Creditable Coverage Status Notifications What is it? Medicare Part D is a prescription drug plan that helps millions of...

Sarah Borders
Aug 20, 20244 min read


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