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Small employers are not exempt from ERISA
Almost all private-sector employers that have a welfare benefit plan for their employees are subject to ERISA’s requirements, with only...

Sarah Borders
Jun 24, 20191 min read


Can a Change be Made Upon Legal Separation or End of Domestic Partner Relationship?
Changes in legal marital status allow an employee to make a corresponding, prospective election change mid-plan year. These include...

Sarah Borders
Jun 16, 20192 min read


Who can enroll when there’s a birth or adoption?
HIPAA says group health plans must give a special enrollment opportunity to newly acquired spouses and dependents, and also to current...

Sarah Borders
Jun 9, 20192 min read


Qualifying life events and "change in coverage under other employer plan"
The Section 125 rules say that a cafeteria plan can allow participants to make certain election changes midyear due to a change in...

Sarah Borders
Jun 2, 20192 min read


Qualifying life events and "change in employment status"
The Section 125 rules provide a list of “change in status” events, which allow certain midyear changes to an employee’s pre-tax election....

Sarah Borders
May 25, 20192 min read


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