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What does an employer do when an employee fails to open an HSA?
If an employer offers an HSA, the employer should create an administrative policy addressing situations for both active and terminated...

Sarah Borders
Dec 9, 20193 min read


Can an individual delay Medicare to preserve HSA eligibility?
First, it’s best for an employer to point an employee directly to Medicare with specific questions to avoid being given incorrect...

Sarah Borders
Dec 4, 20192 min read


Can an employer allow pre-tax premium payments for employees’ worksite products?
Beginning back in 2014, cafeteria plans cannot be used to pay pre-tax premiums for individual health policies that provide major medical...

Sarah Borders
Nov 26, 20192 min read


Can an employer implement a Spousal or Dependent Surcharge or Exclusion?
Let's start by clarifying: there is a significant difference between spousal surcharges and spousal carve-outs. Let's learn more.

Sarah Borders
Nov 21, 20194 min read


Direct Primary Care and HSA Eligibility Part 2: What is "Coverage?"
More information, along with some information on the clarifications, can be found in last week's blog post.

Sarah Borders
Nov 12, 20191 min read


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